Legal Final Approval for Safe & Compliant Home Occupancy

We provide complete Occupancy Certificate and final inspection coordination services for new homes, additions, and major renovations across Toronto and the Greater Toronto Area. We help ensure your property is legally approved for safe occupancy before move-in.

What Is an Occupancy Certificate?

An Occupancy Certificate (also known as an Occupancy Permit or Final Occupancy Approval) is the official municipal approval that confirms your building is safe, compliant, and legally approved for occupation.

Without an Occupancy Certificate:

-You may not legally occupy the property

-Mortgage lenders may refuse final funding

-Insurance policies may be void

-Property resale may be blocked

-Legal liability risks increase dramatically

This certificate protects your legal ownership rights, insurance coverage, and financial security.

Projects That Require Occupancy Approval

-New custom home construction

-Major home additions

-Second-floor additions

-Legal basement suite conversions

-Structural reconfigurations

-Full house reconstructions

-Certain commercial renovations

If your project required a building permit, it almost always requires a final occupancy approval.

Risks of Occupying Without an Occupancy Certificate

-Stop-occupancy orders from the city

-Insurance claim denial

-Inability to close property transactions

-Mortgage funding delays or refusal

-Legal liability in the case of accidents

-Forced vacancy until compliance is achieved

Legal occupancy protects your safety, finances, and property value.